Monday, August 26, 2013

advantages and disadvantages of lowering your car?

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Jamie F


hello, i was thinking of lowering my first car.
i am currently a p plater, with a 2003 mazda 6 luxury sport.
my step dad says that once you lower the car, the insurance wont be active on the car because you have modified it in a way.
also with putting some rims on the car.
i was thinking about some 19" rims, the car currently has 17' on it. would this affect my insurance too?
could you please help?
thanks



Answer
In terms of lowering the car...

Advantages...

1. It lowers the profile and wind resistance of the car.
2. It means the car is harder to turn over in a corner, but NOT better grip.
3. Some people think it looks cool.

Disadvantages...

1. The car has been designed by a professional who knows what they are doing, your mechanic will not have done the same sums that the car manufacturer has in order to determine how this will affect your vehicle.
2. The ride becomes harder, as you have less travel in the suspension it has to be harder to support the same weight.
3. It costs money, stupid money and your insurance will go up.
4. If you are in an accident then people will assume that it is the fault of the guy with a modified car.
5. It lowers the value of your car. In part because people will know it has been driven by someone who sees themselves as a racer. Even if I wanted a modified car, I would not buy one that it modified but just modify it myself. That way I would know it has been done properly.
6. Every time you go over a speed bump, you will have to be careful (also hitting curbs).
7. Your warranty will be invalidated (if you have one).
8. If you lower it by clamping down the springs all you have done is take travel out, if you do it with new springs then you will spend a lot on it.
9. Cops will pull you over ALL the time.

In terms of alloys...

Alloys are a modification and no matter what people say you do need to notify your insurance as it does affect the performance and reliability of the car. The lighter a wheel is, the better it grips the road because the amount of time that it is in contact with the road is affected by the ratio of sprung to unsprung weight. Also if the wheel is wider it will have more grip, this is not a good thing as fast starts that were powerful enough to damage the clutch would have spun the power away in a wheel spin, but if it grips then the clutch will suffer the brunt. Also wider wheels giving more grip mean that the calculations that the manufacturer has done to work out whether the car will roll are now inaccurate. With the correct wheels you should not roll with wide wheels you cannot know.

You are likely to spend a lot of money on any modifications worth doing, so much in fact that you are better off just getting a better car (especially factoring in safety and resale values). Women prefer men who drive unmodified cars and in all fairness if you want to be a fast driver then you should just spend the money on track time and tyres. There is nothing better than whooping some kid in a modified BMW with a diesel golf. Speed comes down to the competence of the driver much more than people give it credit for, if you invest in yourself, not in your car then you will always have that skill no matter what you are driving. I have watched a skoda fabia with four old men overtake a race spec porsche 911 (with its driver head to toe in race suit and helmet) at the Nurburgring because the skoda drivers were better. It is also great when you set a good lap time and people ask you what have you done to modify that car, and you say nothing, it was all me.

EDIT: You even have to tell the insurance company if you change your stereo, and that has no effect on performance.

should tax-payers money be used to fund abortions?




Kevin


do you think tax-payers money should be used to fund abortions?


Answer
My arguments for funding abortions with Federal funding

Yes, abortions should be funded by taxpayers. Poor Americans should have the same access and right to health care as rich Americans. Abortions are not against the law! Women have the right to choose and the government should not stand in the way of a woman receiving her choice of health care.

If you don't want an abortion and are morally against them, then don't have them. But for women that do, it would be illegal to allow "moral" standards to stand in a women's way of getting health care she needs.

If someone is morally against organ transplantation, should the government stop paying for liver transplants for everyone else?

~

Also it's saves a lot of money - I think I saw in Readers Digest recently that it costs a cool 1 million dollars (1,000,000$) to raise a child â birth to 18.

The number of abortions in America comes out to be around 1.3 million a year. http://www.guttmacher.org/pubs/journals/25s3099.html

Now do the math. $650,000,000,000 is the money that is saved by not allowing these pregnancies to come to fruition.

Six hundred and fifty billion dollars saved. It's much cheaper to fund abortion than WIC, Medicaid, TANF ect for 18 years.

~

One more thing - we have women dying for our freedom and rights in Iraq and Afghanistan. One of those rights they are dying for is our freedom of choice and yet they cannot get Tricare (military medical care) to cover an abortion because that would be using Federal funds for an abortion. How f'cked is that?


~Pro-Choice Momma; Have had an abortion <no regrets> and I have a 17 month old daughter <no regrets>. I believe in protecting my daughter's choice.

Abortion: There is a Consensus
http://www.youtube.com/watch?v=hsSQiazUvgo


EDIT - Some women, families and children are only one more child away from poverty. It is selfish to not abort and be able to better provide for the children you already have. Is an abortion still elective then?

Only in a first world country do we have the luxury of these debates; we do not have women in this country who go through pregnancy after pregnancy, miscarriage after miscarriage raising babies and children to die of starvation or disease like families in the third world.

Also . . . .
Congress set up the Medicaid program to equalize medical services between the rich and poor. To deny poor women abortion services while paying for childbirth is unfair. It removes reproductive freedom and defies both common sense and humane public policy. Cutting off Medicaid abortion actually increased poverty by trapping mothers of young children in the poverty/welfare cycle.

If Medicaid pays for pre-natal care and well baby visits to the pediatrician. It is discriminatory to cover one pregnancy option and not the other option. So either Medicaid need to provide women with all their options or none at all. When I say ALL I mean ALL; parenting, adoption and abortion.




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