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Q. Hubby and I had our first baby 3 months ago. I cannot work because she needs physical therapy. I was going to try to watch some kids at home, but don't feel I could give them the attention they need while tending to my own child at this time. Anyone have any tips or advice to help out financially? Our money is running out quickly....what did you do to cut corners? Thanks so much!
Answer
First thing that came to mind was...
Do you qualify for WIC (Women, Infants & Children)? They are wonderful if you qualify... They will pay for most of the formula you need in the month (if you aren't breastfeeding), plus stuff like cheese, milk, cereals, etc... That is a wonderful resource to help out with groceries.
As for cutting other corners....
You can make your own baby wipes at home... Google the words in quotation: "make your own baby wipes" - you'll get lots of results!
Clip coupons, definitely! And look for "on sale" items at grocery stores. Especially keep an eye out for "buy one/get one" deals. Be willing to try generic (store) brands! They are often the same product in different packaging!
Shop yard sales, Ebay or visit www.freecycle.org for baby clothes and gear.
Try to cut luxury trips to the movies (which can cost a small fortune these days, even for just two!) and restaurants. Focus on "free fun" like trips to the library, walks through the park, etc. My daughter likes going to the zoo but is just as happy visiting the pet store... get creative!
If you spend a lot of money renting movies - try Netflix (www.netflix.com)! For under $20 a month you can get up to 3 movies at a time at home and you have unlimited rentals within that time... rent, watch, return at your leisure and frequency!
I wish I had more ideas!! And I wish you the best of luck! I know it can be hard... but try to stay positive!
First thing that came to mind was...
Do you qualify for WIC (Women, Infants & Children)? They are wonderful if you qualify... They will pay for most of the formula you need in the month (if you aren't breastfeeding), plus stuff like cheese, milk, cereals, etc... That is a wonderful resource to help out with groceries.
As for cutting other corners....
You can make your own baby wipes at home... Google the words in quotation: "make your own baby wipes" - you'll get lots of results!
Clip coupons, definitely! And look for "on sale" items at grocery stores. Especially keep an eye out for "buy one/get one" deals. Be willing to try generic (store) brands! They are often the same product in different packaging!
Shop yard sales, Ebay or visit www.freecycle.org for baby clothes and gear.
Try to cut luxury trips to the movies (which can cost a small fortune these days, even for just two!) and restaurants. Focus on "free fun" like trips to the library, walks through the park, etc. My daughter likes going to the zoo but is just as happy visiting the pet store... get creative!
If you spend a lot of money renting movies - try Netflix (www.netflix.com)! For under $20 a month you can get up to 3 movies at a time at home and you have unlimited rentals within that time... rent, watch, return at your leisure and frequency!
I wish I had more ideas!! And I wish you the best of luck! I know it can be hard... but try to stay positive!
teen start a collection of watches?
lawliet411
Im a little new in the world of watches and im was wondering how can a teen start his own watch collection.my father say to star small and then passing the year have great watches like rolex and omegas and other kinds.
its this a way to start
Answer
I own over 50 watches now that were made 1893 to recently. You need to study watches, so you know the brands and thus can recognize good deals when you encounter them. I look at "International Watch", "Chronos", "Watch Time", etc. magazines at newsstands and often buy them. I also have some watch almanacs, e.g. "Wristwatch Annual", 1999 to 2011. There are some books you should add to your collection, if you're serious about collecting watches. Look at libraries and bookstores to see what is available in your location. I buy some Japanese, French and German watch mags, for I speak several languages. Look at pawn shops, flea markets, garage sales, estate sales, auctions, etc. as I do all over the country. I've written five basic books about watches with several updated editions of each book. Now, I'm working on the fifth edition of "THE COSTLIEST WATCH BRANDS" for 2012. I finished earlier editions in 1996, 1999, 2002 and 2007. In the third edition, the costliest brands were 1. Breguet, 2. Patek Philippe, 3. Vacheron Constantin. Rolex has placed 18th, 24th, 41at and now 48th for 2012. Omega is a bit cheaper than Rolex. Both brands are what I call lower level luxury brands. Today I'm wearing a Vacheron Constantin "Les Historiques, Ellipse" that cost $10,290 in 1994. In 2011, it would cost $29,300 if it was still made. A couple of years ago, a comparable Rolex "Cellini" cost $8200. Thus, my VC is about 3.5 times costlier than a Rolex of the same type. Yesterday, I wore a Cartier "Santos Dumont" that costs $14,450 in 2011 or about 1.8 times more than a similar Rolex. Rolex is over-rated. It spends $47 million a year on advertising in the USA, so everyone had heard of it. There are much better brands. My book tells about that.
At a little hole in the wall store in the wino area of San Francisco (on Market between 6th and 7th Sts.), I saw a Jaeger-LeCoultre 1950s "Memovox". I had just looked at some on Sutter St. that cost $2500-$3000. It was in better shape. I asked the price and almost drooled when the man told me $200. I tried to make it seem he was besting me. I bought it and took it to Shapur the JLC dealer in SF to order a leather strap with buckle that cost $250 in 1996- more than the watch. Now, a new watch like it costs $9600, and I have $450 in it. You should study as I have, so that you can recognize such great deals as this one. I can tell about others too.
I own over 50 watches now that were made 1893 to recently. You need to study watches, so you know the brands and thus can recognize good deals when you encounter them. I look at "International Watch", "Chronos", "Watch Time", etc. magazines at newsstands and often buy them. I also have some watch almanacs, e.g. "Wristwatch Annual", 1999 to 2011. There are some books you should add to your collection, if you're serious about collecting watches. Look at libraries and bookstores to see what is available in your location. I buy some Japanese, French and German watch mags, for I speak several languages. Look at pawn shops, flea markets, garage sales, estate sales, auctions, etc. as I do all over the country. I've written five basic books about watches with several updated editions of each book. Now, I'm working on the fifth edition of "THE COSTLIEST WATCH BRANDS" for 2012. I finished earlier editions in 1996, 1999, 2002 and 2007. In the third edition, the costliest brands were 1. Breguet, 2. Patek Philippe, 3. Vacheron Constantin. Rolex has placed 18th, 24th, 41at and now 48th for 2012. Omega is a bit cheaper than Rolex. Both brands are what I call lower level luxury brands. Today I'm wearing a Vacheron Constantin "Les Historiques, Ellipse" that cost $10,290 in 1994. In 2011, it would cost $29,300 if it was still made. A couple of years ago, a comparable Rolex "Cellini" cost $8200. Thus, my VC is about 3.5 times costlier than a Rolex of the same type. Yesterday, I wore a Cartier "Santos Dumont" that costs $14,450 in 2011 or about 1.8 times more than a similar Rolex. Rolex is over-rated. It spends $47 million a year on advertising in the USA, so everyone had heard of it. There are much better brands. My book tells about that.
At a little hole in the wall store in the wino area of San Francisco (on Market between 6th and 7th Sts.), I saw a Jaeger-LeCoultre 1950s "Memovox". I had just looked at some on Sutter St. that cost $2500-$3000. It was in better shape. I asked the price and almost drooled when the man told me $200. I tried to make it seem he was besting me. I bought it and took it to Shapur the JLC dealer in SF to order a leather strap with buckle that cost $250 in 1996- more than the watch. Now, a new watch like it costs $9600, and I have $450 in it. You should study as I have, so that you can recognize such great deals as this one. I can tell about others too.
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