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lysistrata
We are in debt from my husband's college loans and, it seems, his family looks down on us because we are constantly struggling. Luckily, he just graduated law school and got a decent job. We are expecting in October and need to learn how to budget money better, save for the future, etc. What do you do in your family to help budget things? What corners do you cut? What do you give up? We pretty much want to live, from now on, without assistance from anyone just because we are in a place where we can.
Answer
We are a family of 4 living on a budget. We buy store brand groceries instead of name brand products. They are a lot cheaper. We also buy store brands with clothes and other personal products like toilet paper, toothpaste, shampoo and other things. We don't use coupons but we know a lot of people that do and if you use them right and match them up with other store offers you can get a lot of products very cheap and even free sometimes. You just have to make sure which ones you can and can't put together. We always make a list when we go grocery shopping and stick to that list. If you go without a list you end up buying way more than what you need. It also helps if you have someone you can leave your kids with because you tend to buy more when they go because they ask for everything lol.
Luxuries that you can cut out include special brands of products that you buy, trips to amusement parks and family fun centers, eating out at fast food restaurants and other small things. We cut back a lot on going to fun centers and that has saved a lot of money. We used to go once every weekend or every two weeks. Now, we go once every month or 2. Instead of going bowling, skating and to the movies we go fishing and to local parks that are free or have a very small fee to do things. We also do more family activities at home. Movie nights and arts and crafts nights are way cheaper than going out for fun.
We have young children so we find crafts on the internet that we have fun with. Making treats like apple smiles, dirt cakes, painted toast, finger painting, watching movies at home, taking nature walks and playing in the backyard are cheap ways to have fun without a lot of money.
Also, instead of using your car walk to places that are close by or take public transportation. It saves a lot on gas money. I am a stay at home mom so we cut back to just one vehicle. That doesn't work for everyone but it saved us a lot of money on gas if you can do that.
We are a family of 4 living on a budget. We buy store brand groceries instead of name brand products. They are a lot cheaper. We also buy store brands with clothes and other personal products like toilet paper, toothpaste, shampoo and other things. We don't use coupons but we know a lot of people that do and if you use them right and match them up with other store offers you can get a lot of products very cheap and even free sometimes. You just have to make sure which ones you can and can't put together. We always make a list when we go grocery shopping and stick to that list. If you go without a list you end up buying way more than what you need. It also helps if you have someone you can leave your kids with because you tend to buy more when they go because they ask for everything lol.
Luxuries that you can cut out include special brands of products that you buy, trips to amusement parks and family fun centers, eating out at fast food restaurants and other small things. We cut back a lot on going to fun centers and that has saved a lot of money. We used to go once every weekend or every two weeks. Now, we go once every month or 2. Instead of going bowling, skating and to the movies we go fishing and to local parks that are free or have a very small fee to do things. We also do more family activities at home. Movie nights and arts and crafts nights are way cheaper than going out for fun.
We have young children so we find crafts on the internet that we have fun with. Making treats like apple smiles, dirt cakes, painted toast, finger painting, watching movies at home, taking nature walks and playing in the backyard are cheap ways to have fun without a lot of money.
Also, instead of using your car walk to places that are close by or take public transportation. It saves a lot on gas money. I am a stay at home mom so we cut back to just one vehicle. That doesn't work for everyone but it saved us a lot of money on gas if you can do that.
what are some luxury watches for men?
Zyzz
i usually get nixon watches or bulova watches. what watch companies have luxury watches but still under like 700 dollars?
Answer
Luxury watches are usually considered to be costlier than $700. I recently finished writing the 5th edition of my book about "The Costliest Watch Brands". The costliest brand overall now is Richard Mille whose cheapest watch, a basic steel sports watch, costs $70,000. His costliest now is a $660,000 tourbillon. The 2nd costliest brand is Patek Philippe that begins at $25,400 for a basic steel sports watch. Costliest now is a minute repeater-tourbillon-perpetual calendar that isn't priced but probably costs nearly a million bucks. Also in the 20 Costliest Brands are Roger Dubuis, F.P. Journe, Greubel Forsey, Franck Muller (whose $2,666,700 "Aeternitas Mega 4" is the most complicated wristwatch ever made with 1483 parts), A. Lange & Sohne, Concord, Jacob & Co., Parmigiani, Harry Winston, Vacheron Constantin, Piaget, Audemars Piguet, etc.
In recent watch magazines and almanacs, I see these brands have mechanical watches priced $449 to $700: BWC-Swiss, Deep Blue, Nivrel, Stowa, Tissot and Vostok.
More common in the price range you want are quartz watches priced $349 to $700 by Alfex, Boccia, Botta, Chronotech, Citizen, Ernest Borel, ESQ, Gc, Haemmer, Issey Miyake, Links, Luminox, Movado, Ocean 7, Pierre Junod, Reactor, Sector, Seiko, Swiss Military, Tissot, Victorinix, Vuarnet, Wenger and YES.
I've owned watches by Citizen, Movado, Sector, Seiko and Tissot, and I can testify that they are good. (I also own watches by Patek Philippe [1893, 1926 and 1995 models], Vacheron Constantin [1902, 1933 and 1994 models] and Piaget [1953 and 1979 models] that are great.)
EDIT- Shiraishi and Carlos listed some brands that cost more than the $700 maximum you want!
Epos, $1350 to $2550
Omega, $4400 to $35,200
TAG Heuer, $2700 to $9500 for sure and some not priced surely cost even more
Union, $1995 to $4795
Luxury watches are usually considered to be costlier than $700. I recently finished writing the 5th edition of my book about "The Costliest Watch Brands". The costliest brand overall now is Richard Mille whose cheapest watch, a basic steel sports watch, costs $70,000. His costliest now is a $660,000 tourbillon. The 2nd costliest brand is Patek Philippe that begins at $25,400 for a basic steel sports watch. Costliest now is a minute repeater-tourbillon-perpetual calendar that isn't priced but probably costs nearly a million bucks. Also in the 20 Costliest Brands are Roger Dubuis, F.P. Journe, Greubel Forsey, Franck Muller (whose $2,666,700 "Aeternitas Mega 4" is the most complicated wristwatch ever made with 1483 parts), A. Lange & Sohne, Concord, Jacob & Co., Parmigiani, Harry Winston, Vacheron Constantin, Piaget, Audemars Piguet, etc.
In recent watch magazines and almanacs, I see these brands have mechanical watches priced $449 to $700: BWC-Swiss, Deep Blue, Nivrel, Stowa, Tissot and Vostok.
More common in the price range you want are quartz watches priced $349 to $700 by Alfex, Boccia, Botta, Chronotech, Citizen, Ernest Borel, ESQ, Gc, Haemmer, Issey Miyake, Links, Luminox, Movado, Ocean 7, Pierre Junod, Reactor, Sector, Seiko, Swiss Military, Tissot, Victorinix, Vuarnet, Wenger and YES.
I've owned watches by Citizen, Movado, Sector, Seiko and Tissot, and I can testify that they are good. (I also own watches by Patek Philippe [1893, 1926 and 1995 models], Vacheron Constantin [1902, 1933 and 1994 models] and Piaget [1953 and 1979 models] that are great.)
EDIT- Shiraishi and Carlos listed some brands that cost more than the $700 maximum you want!
Epos, $1350 to $2550
Omega, $4400 to $35,200
TAG Heuer, $2700 to $9500 for sure and some not priced surely cost even more
Union, $1995 to $4795
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Title Post: Family of 4 and living on a budget- how do you do it?
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Rating: 98% based on 9457 ratings. 4,7 user reviews.
Author: Unknown
Thanks For Coming To My Blog
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